Professional Insurance Planners, Inc.

Medicare includes Part A (hospital insurance), Part B (medical insurance), Part C (Medicare Advantage), and Part D (prescription drug coverage). We help clients in Las Vegas and throughout Nevada understand how these parts work together and review available Medicare Advantage and Medicare Supplement (Medigap) plans.

We assist with enrollment timing, plan comparisons, and coverage reviews to help ensure your selections match your healthcare needs.

Affordable Health Insurance Options help individuals and families manage medical costs for doctor visits, hospital care, prescriptions, and preventive services. We assist clients in reviewing plan choices available through Nevada Health Link and other carriers where appointed.

Whether you are seeking individual coverage or family coverage, we review available benefits, provider networks, and cost structures so you can select a plan that fits your situation.

Life insurance provides a death benefit to designated beneficiaries. We assist clients in reviewing policy options based on financial responsibilities such as income replacement, mortgage obligations, or education funding.

As independent brokers, we compare available policies through appointed carriers to help determine appropriate coverage amounts and structures.

Whole life insurance is a permanent policy that remains in force as long as required premiums are paid. It includes a death benefit and builds cash value over time according to policy terms.

We assist clients in reviewing whole life options to determine whether permanent coverage aligns with their financial planning objectives.

Group health plans allow employers to offer medical coverage to employees. We assist businesses in Las Vegas and across Nevada in reviewing group medical, dental, vision, and ancillary coverage options.

We work with major carriers to evaluate benefit structures and cost considerations so employers can select plans that fit their workforce and budget.

Long term care insurance helps cover services such as assisted living, nursing home care, or in-home care when an individual requires extended assistance due to chronic illness or disability.

We assist clients in reviewing available policies and benefit structures to determine whether long term care coverage fits their asset protection planning.

When leaving an employer, individuals may have the option to roll over a 401(k) into an IRA or another qualified retirement account. We assist clients in understanding available rollover options, including potential tax considerations and investment flexibility.

Our role is to explain the process so you can determine the most appropriate course of action for your retirement savings.

Annuities are insurance contracts that may provide income distribution options according to the terms of the policy. Products may include fixed, variable, and indexed annuities offered through insurance carriers.

We assist clients in reviewing how annuities function and whether they align with overall retirement income planning objectives.